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Please go to https://www.mortgagecalculator.orgLinks to an external site. or https://www.bankrate.comLinks to an external site. and click on Mortgage Calculators near the top center of the page. A drop down will appear, then click on ‘amortization’. Figure the monthly payment for any loan that you desire. For example: enter $680,000 for a loan amount at 5.25% interest for 30 years (360 months). Enter several figures until you get familiar with the calculator. Look at the amortization for all 360 months and notice how (slowly) the interest reduces each month until the loan is paid off.
In addition to the websites mentioned above, there are a few free mortgage calculator apps you can download to your smart phone.
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